We are broadly in agreement with the proposals, but we are concerned about the system of exemptions surrounding eligibility requirements to access lifelong learning loans. The loan is proposed for those over 25, who are part-time learners, learners with a level 4 or 5 award, a foundation year, or an access to HE qualification leading to a level 6 qualification. However, the proposed new system is over-complicated.

There appears to be no opportunity to accredit qualifications gained in employment, even though accreditation of workplace learning would demonstrate that the individual is sufficiently skilled to enter the next level of study.

Full response to consultation